I have tried for the past year to get my interest rate lowered on my Chase Freedom card. I have over an 800 credit score, always pay my bill on time and more than the minimum balance by far, and have credit history.
They refuse to lower it below my 18% rate which I've had for 3 years I've had the card and say no matter what, it will stay that way (even if I someone gain an even better score, have more credit history, and do everything perfect with my card and personal credit).
I asked to speak to a supervisor, and then I threatened to switch banks and even said that BoA was willing to give me a card with a lower interest rate and if they would match it.
How on earth do I get past this?
They refuse to lower it below my 18% rate which I've had for 3 years I've had the card and say no matter what, it will stay that way (even if I someone gain an even better score, have more credit history, and do everything perfect with my card and personal credit).
I asked to speak to a supervisor, and then I threatened to switch banks and even said that BoA was willing to give me a card with a lower interest rate and if they would match it.
How on earth do I get past this?
