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06/28/2012 1:41 PM
Nascar48 wrote:LisaChasez wrote:
My favorite responses to SCOTUS http://www.buzzfeed.com/d...ada-because-of-obamacareSeriously? Are they really all that stupid and uneducated?
My favorite responses to SCOTUS http://www.buzzfeed.com/d...ada-because-of-obamacare
06/28/2012 1:46 PM
a sea of emotions
06/28/2012 1:48 PM
Justin Fanatic '05
Justin Fanatic '07
06/28/2012 1:51 PM
MissDivaDoll wrote:I'm totally gonna troll my GOP facebook friends today. Anytime one of them bitches about this, I'm just gonna post this.
06/28/2012 1:52 PM
Lilpeach85 wrote:Canada?! Morons. My relatives in Canada come here for medical treatments because they get them done faster! Yes they pay out of pocket, but no waiting games!
06/28/2012 1:53 PM
06/28/2012 1:55 PM
Despicable MeDoctor Who Companion '13
Drinks Honey Whiskey
06/28/2012 1:56 PM
06/28/2012 1:58 PM
dawn9476 wrote:Alex the Goob wrote:People who can't afford it will get help to buy it. As far as I know, people who CAN afford it and still don't get it are the ones who will be taxed. Exactly. That is what the mandate is for. It's for the people who can afford insurance but don't get it because they think are too good for insurance and nothing bad will ever happen to them. Then when something does and the cost is something that they never could afford, tax payers are struck with the bill.
Alex the Goob wrote:People who can't afford it will get help to buy it. As far as I know, people who CAN afford it and still don't get it are the ones who will be taxed.
06/28/2012 2:00 PM
giadoe wrote:dawn9476 wrote:Alex the Goob wrote:People who can't afford it will get help to buy it. As far as I know, people who CAN afford it and still don't get it are the ones who will be taxed. Exactly. That is what the mandate is for. It's for the people who can afford insurance but don't get it because they think are too good for insurance and nothing bad will ever happen to them. Then when something does and the cost is something that they never could afford, tax payers are struck with the bill.I have to admit that I haven't read this closely. How can they determine people who can afford insurance? By income level? I thought just like tax, everyone has to buy insurance or they will get fined. But I might be wrong.
06/28/2012 2:15 PM
JJB Smartass '09
Mrs. Jeremy Renner I Like My Joe Regular '13Not a random person from Twitter
06/28/2012 2:27 PM
The Affordable Care Act:
1. Expands healthcare coverage to 30 million uninsured Americans,
2. Requires many health insurance
plans to cover prevention and wellness benefits with no co-pay or
deductibles for 54 million Americans that have private insurance,
3. Eliminates the lifetime coverage limit for 105 million Americans already insured,
4. Gives 2.3 million elderly Medicare patients access to annual wellness checkups,
5. Provides prescription care “donut hole” coverage for 5.1 million seniors, and
6. Requires insurers to cover those
with pre-existing conditions, including 17 million of the 74.9 million
children ages 0-17 years old residing in the U.S., according to recent US Census figures.
Most people only know about three portions of the law that have already gone into effect: 1. The part that closes the donut hole for prescription drug coverage;
2. The provision that has enabled 2.5 million kids up to the age of 26 to piggy back off their parents’ insurance; and,
3. The part which stops health insurers form denying coverage for children and other people with preexisting conditions.
Little is known about the other parts of the law but it may be
helpful to go through a primer on who may benefit and who will lose if
the law is upheld or struck down.
WHO BENEFITS FROM THE LAW:
Infants, Babies, Children and Teens: Under the Act, insurers cannot charge a co-pay for preventiative health services including immunizations,
pediatrician visits, vision and hearing screenings, counseling to
address childhood obesity, flu shots and other preventative health
services for infants, children and adolescents. Also, low-income
families whose children qualify for the Children’s Health Insurance
Program, administered through States, can’t be cut until 2019 even if a
state has a budget shortfall. The CHIP provides for doctor visits,
emergency care, hospital care, vaccinations, prescription drugs, vision,
hearing and dental care for babies, children and teenagers.
Nineteen to 26-year olds: About 24 million young
people who have not been fortunate enough to secure a job that offers
them health insurance will be able to remain on their parents’ health
Babies, children, and teens with pre-existing medical conditions:
Kids who contracted a condition for six months before their parents
tried to get medical coverage cannot be denied care based on that
Families that already have insurance: New health
plans will have to cover, without charge, a co-pay for adult
preventative services such as annual check ups, breast and colon cancer
screenings, screenings for vitamin deficiencies during pregnancy, high
cholesterol, and high blood pressure. Smoking cessation programs are
Medicare patients: Free Annual Wellness visits:
Beginning this year, those on Medicare will be able to get an annual
checkup. As is known, it is during annual visits that many diseases and
conditions are diagnosed. If caught early, treatment can extend a
patient’s life and prevent an early death.
Additional options of doctors and surgeons: Primary
Care doctors and general surgeons who service Medicare patients will
get a 10% bonus payment which could perhaps encourage more doctors
offices to take Medicare patients. In turn, Medicare patients would get
the benefit of a place to go to get a second and third opinion if they
wish. Further, those who may have had to travel farther to get to a
doctor that does accept Medicare patients may be able to get access to
one closer to his or her home.
Prescription drug rebate: Some Medicare drug beneficiaries
who have spent $2700 on drugs can fall into what is called a “doughnut
hole” — meaning their drug plan no longer pays a subsidized portion of
their drugs. That subsidy makes prescription drugs affordable for many
seniors. Those enrollees must pay the full costs of their prescriptions
until they have spent $6,154 on their own out-of-pocket. After that
time, they get their coverage returned and eventually start paying a
small co-pay again. Those in that “doughnut hole” will get a $250 check
to help pay for their prescriptions, which can get costly. Nearly 4
million seniors who would benefit are beginning to receive these
Small businesses: Small businesses are given a tax
credit to offset costs of having to get health insurance for employees.
This provides more incentive for companies to offer health care to more
families. Approximately 6 million small businesses would qualify for
the tax credit.
Early Retirees: Grandparents who may want to retire
between the ages of 55 and 64 because of their age, illness or an
interest in spending more time with their families would have the option
of having their employers continue to cover them as part of a temporary
reinsurance program. With most ailments and conditions on setting
during advanced years, it would be a risk to go without insurance until
Medicaid kicks in.
Uninsured adults with pre-existing conditions: Those
suffering from chronic or depilating diseases or illnesses and cannot
get insurance will be able to get heath care through a new program that
starts this year. This coverage could help them live longer lives and
give them more time to spend with their spouses and children rather than
them having to live without getting treatment and risk deteriorating
rapidly and eventually dying an early or untimely death.
Hospitals: Beginning in 2012, Centers for Medicare
and Medicaid Services, which oversee the government programs, begin
tracking hospital readmission rates and will put in place financial
incentives to reduce preventable readmissions. The idea is to reward
institutions for doing their best to treat people and keep them healthy
versus providing the basic and minimal care only to have those same
patients readmitted for the same or related causes.
Taxpayers: Beginning in 2013, the threshold for
claiming medical expenses on itemized tax returns is raised to 10
percent from 7.5 percent of income though it would remain at 7.5 percent
for the elderly through 2016.
WHO MAY WANT REPEAL
Pharmaceutical companies: Beginning in 2014, the law
imposes an annual fee on them based on their share of the drug market.
The fee does not apply to those small companies that have sales of $5
million or less. The delayed start date of the fee was part of the a
negotiated compromise between the industry and lawmakers before the bill
Indoor tanning services: Indoor tanning salons will
be assessed a 10% tax on their use of ultraviolet lamps. The provision
was included to discourage the skin-cancer causing service while seeking
to raise $2.7 billion dollars from the industry by 2019.
Health Insurers: Starting last year, health insurers were banned from;
1. excluding children from coverage because of pre-existing conditions;
2. dropping people from coverage when they get sick;
3. instituting lifetime limits; and
4. dropping dependents from plans after they turn 19 or finish college.
Insurance companies will begin paying a fee based on their share of the insurance industry in 2014.
Employers: Those companies that may not want to
provide insurance to early retirees through the temporary reinsurance
programs may prefer a repeal. Also, employers with 50 or more works who
do not offer coverage face a fine of $2,000 for each employee if any
worker receives subsidized insurance on the exchange. The first 30
employees are counted for the fine.
Medical Device Industry: Beginning in 2013, a 2.9%
excise tax will be imposed on the sale of medical devices though
anything generally purchased at the retail level by the public is
excluded from the tax. There doesn’t appear to be anything stopping that
industry from passing on that tax to consumers via a higher price for
the devices, however. This provision won’t go into effect for a couple
of years which, in of itself, was also a compromise before the bill
passed into law in 2009.
Those who do not want insurance: Beginning in 2014,
all American adults will be required to obtain health insurance coverage
or pay a fine of $325 if they don’t. Arguably, this provision is one
of the most controversial and one which may indeed be undone, one way or
another. The government did provide for a healthcare tax credit to
help those with incomes up to 400 percent of the poverty level purchase
In a nutshell, while the law is in no way perfect and may have
provisions that may not be ideal, the most objectable provisions by the
health industry doesn’t get phased in this year anyway. That delay was
part of the compromise they agreed to. The bottom line is that more
families, babies, infants and children would benefit from it, including
those who have insurance, as well as those who do not.
A do-over may not be worth it. It shouldn’t be the first priority at
a time when the most important thing on most American’s minds is jobs
and the economy.
Part of this article was published previously at The Politics of Raising Children blog that Jeneba authors at The Washington Times Communities last January 2011.
06/28/2012 2:31 PM
Madam Irma Pince
06/28/2012 2:33 PM
06/28/2012 2:34 PM
06/28/2012 2:47 PM
i am the lizard queen
LisaChasez wrote:My favorite responses to SCOTUS
Kenny7474 wrote:I'm confused, I thought President Obama said this would not be a Tax???
06/28/2012 2:52 PM
JayneOC wrote:It irks me when people who claim they can't afford health insurance through their work yet have cell phones, internet, cable etc etc. You can afford monthly payments for those luxuries but not health insurance? BS. We have a country full of people who expect others to pay for their debts because you know damn well these uninsured people still go to the damn emergency room for every little thing (which drives up the costs for the rest of us)!.
06/28/2012 2:54 PM
Just because a couple people on the Supreme Court declare something to
be ‘constitutional’ does not make it so. The whole thing remains
unconstitutional. While the court may have erroneously come to the
conclusion that the law is allowable, it certainly does nothing to make
this mandate or government takeover of our health care right.
06/28/2012 2:57 PM
Rand Paul may have had the dumbest response yet:
Just because a couple people on the Supreme Court declare something to be ‘constitutional’ does not make it so. The whole thing remains unconstitutional. While the court may have erroneously come to the conclusion that the law is allowable, it certainly does nothing to make this mandate or government takeover of our health care right.I can't believe this guy's a Senator. Although, he's even more entertaining than his crazy father.
Just because a couple people on the Supreme Court declare something to be ‘constitutional’ does not make it so. The whole thing remains unconstitutional. While the court may have erroneously come to the conclusion that the law is allowable, it certainly does nothing to make this mandate or government takeover of our health care right.
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