I have a dilemma. I can finish school early by doing it in the summer which is what I want to do but I would have to take out extra loans as I cannot get another grant until fall. This will result in me having almost 30k in student loans. If I wait until the fall I will be able to get a grant and it will be much cheaper. I'm not sure what to do I can graduate in August or December. I know its only a four month difference but I'm so ready to be out of my parents house, and have a real job. I also really want to buy my own house and am worried about what this amount of debt will do to my credit. I know they look at debt to income ratio as well. I just really don't want to have that much debt. Anyone out there with this much loan to pay back? How long do you have to pay it, and how much is it a month? Were any of you able to get approved for a house or town home? Sorry to be a bugaboo with all the questions but I am Freaking Out!!!!
