I'm a senior at NYU, and I love it. There are definitely some spoiled rich kids, but it's really more of a mix. In my program, the people are super nice and not snobby at all.

As for how I'm paying for it... lots and lots of loans. An INSANE amount. My parents are not in the position to help out with tuition at all, so the loans are all in my name (though my dad co-signed some of them). I'll probably be kicking myself later, but I've really had a great experience here.