Do you have any thrift or second hand furniture stores around you? I got my dining room table and chairs that way. It ended up being pretty cheap. I purchased curtains from Target during their back to college sale.

Utilities probably depend on the size of the apartment. I live in a small two bedroom apartment and I pay total for utilities (cable, internet, electricity) about $130-140. Will you have gas in the apartment for hot water or is it electric?