Jillio19 wrote:
babycom wrote:
neeners15 wrote:
Try debt consolidation?
DO NOT DO THIS!!!!!!!!!!!!!!!!! That shit almost ruined me



You can consolidate, but you have to make sure you'v done a lot of research and go about it the right way

But you'll end up paying it off for so much longer and for higher apr. I ended up having to get government help, and I consolidated with a reputable company. It also affects your credit score because you have stopped making full payments.
You need to talk to your parents asap, I waited for too long to tell mine