Im Just Jules wrote:
Small claims court isn't all that much of a hassle. The process is made easier because lawyers aren't allowed. Take 30 mins and investigate the process in your area, and then sue her. If she doesn't show up, you'll probably get a judgment by default.

Collecting on the judgment may be difficult, but you will at least have it.

Collecting is the thing that sucks. Someone sued me even though I tried to work out payments with them. They won by default (they would have won anyways) and they STILL haven't contacted me. The tables are turned, I was always willing to pay, but they never contacted me. If I did payments from the beginning, they would have been paid off by now.