ememkay25 wrote:
Everyone is different but my parents would co-sign until our credit was better and could refinance. We may get approved but it is a back up plan.
I did this. My parents helped me qualify for my mortgage, but I made all the payments. When I got married, we refinanced to get my husband's name on the loan and my parents' names off. My parents' names are still on the deed, though. I think the house would have to be sold to get their names off of that. It's not a big deal for us anyway.