It's just the cost that's freaking me out. I'm putting down a huge percentage, so it's not the mortgage that worries me. It's the other expenses. I figure it will be about $13,000 a year in taxes, utilities, internet (no phone or cable since I wouldn't use it), alarm system, insurance.  I have the money, but I'm such a saver!  It's hard to watch money go bye-bye!

I'll be living alone unless I decide to get a roommate until the boyfriend moves in...which won't be until marriage in a year or two. That scares me, too, since I've NEVER lived alone!