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Is 30K a lot for student loans? And does it affect your credit negatively in regards to home buying?
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Re: Is 30K a lot for student loans? And does it affect your credit negatively in regards to home buying?
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phdme101
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04/20/2011 4:55 AM
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My degree is in the human services field. I'm trying to get into the case management or child welfare field and it seems like they are always hiring. But you guys are right that doesn't mean I'm a shoe in. I've had that scenario happen to me before when applying for jobs. I'm going to start applying early cause my worst fear is spending months without a job. Although my old employer is always begging me to come back the pay is really low and I would have to work 2 jobs if necessary. Plus I really don't wanna be in that field but we'll see.
I'm also looking at my debt to income ratio esp compared to other recent grads. Most when they come out on top of the loans have to buy a car plus have lots of credit card debt. My car is almost paid off as I bought it freshman year, and I don't have a lot of credit debt and what little I do have I'll pay off while living at home so hopefully that helps.
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