I have more than that and it's also just for a four degree. I didn't get any grants when I was living with my mom and she was working. I did what I had to do and it's not like I'm not gonna pay it back. I had no other choice and it was the only thing that got me through so do what you go gotta do it's not like you are going buck wild and spending money on shopping or something ridiculous. Without the loans I would've never been able to go to school.