Why not go for a Clinical Psychology Ph.D.?

I'm starting my 3rd year. Yes, it takes time to earn one, but I'm paid $26,000/year ($13,000 stipened + $8,000 fellowship + $5,000 summer research funding from my adviser's R01 grant) and don't have to pay tuition. Also given health insurance. That's the nice part of the program!
  you must be a genious!! clinical psyc programs are really hard to get into!