my credit score seems way higher than I expected it to be
Is freecreditreport.com accurate?
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Chickhottie09091 |
Is freecreditreport.com accurate? |
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Posts: 21101 (06/15/2009 3:28 PM) |
my credit score seems way higher than I expected it to be
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Showmeyoursoul |
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Posts: 46411 (06/15/2009 3:29 PM) TMI JJBer '08 |
look. remember that guy who sang those commercials? he's like the most trustworthy guy in the world. He wouldn't steer you wrong. He knows what
it's like living with a crappy credit score. don't be scared. believe.
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lid0linda |
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Posts: 1332 (06/15/2009 3:30 PM) |
Are you getting your credit report during the free trial???
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Chickhottie09091 |
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Posts: 21102 (06/15/2009 3:31 PM) |
yes
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LittleStar10 |
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Posts: 1222 (06/15/2009 3:31 PM) |
Make sure to cancel after the trial. I signed up for this thinking it was "free" and then I was getting charged a monthly fee.
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lid0linda |
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Posts: 1333 (06/15/2009 3:34 PM) |
Make sure you cancel BEFORE the trial and to get a confirmation email, because when I called, they "canceled" it for me, but really didn't. And I
kept getting charged for it every month until I figured it out.
Also, get the confirmation number of the cancelation from them while you're on the phone. |
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chocolate covered raisins |
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Posts: 29729 (06/15/2009 3:36 PM) Chris Fanatic '03 |
I want a credit report but I want a real free one.
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lid0linda |
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Posts: 1334 (06/15/2009 3:39 PM) |
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Can Twins Have Two Fathers |
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Posts: 553 (06/15/2009 3:40 PM) |
LittleStar10 wrote: I thought it said in their Terms and Conditions that this will happen? |
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LittleStar10 |
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Posts: 1223 (06/15/2009 3:44 PM) |
Can Twins Have Two Fathers wrote: I was young and dumb and I didn't read the fine print! I thought it was really free! |
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chocolate covered raisins |
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Posts: 29734 (06/15/2009 4:01 PM) Chris Fanatic '03 |
lid0linda wrote: I just went through the entire process for that site and then at the end it said it would be $7.95. |
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lid0linda |
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Posts: 1336 (06/15/2009 4:03 PM) |
Oh haha, my bad. I've never used it, but another site said that it was the "real credit report". Sorry! |
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amyfo |
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Posts: 19066 (06/15/2009 4:12 PM) Joey Fanatic '08 |
chocolate covered raisins wrote:You can get your credit report there for free, but you can't get your credit score for free. |
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divaTy |
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Posts: 13603 (06/15/2009 4:13 PM) |
chocolate covered raisins wrote: I just went through the entire process for that site and then at the end it said it would be $7.95. No it's not. The $7.95 is for something else. Just click on "no thanks" at the bottom. |
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chocolate covered raisins |
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Posts: 29736 (06/15/2009 4:15 PM) Chris Fanatic '03 |
Hold on, I found out what the problem was. You can only get it free once every 12 months and apparently I already had one in the last 12 months.
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amyfo |
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Posts: 19068 (06/15/2009 4:17 PM) Joey Fanatic '08 |
There are 3 different places (experian, transunion, and equifax), so you can actually get it every four months.
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JcURoCMySoX |
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Posts: 485 (06/15/2009 4:30 PM) |
Everyone is allowed ONE FREE credit report per year. Please do not sign up for those scams like freecreditreport.com. You are signing up for a membership. Look
up complaints about them. So many people end up getting charged whether you say you canceled or not.
Annualcreditreport.com is where everyone pulls a credit report (real estate agents for example) If you want your credit score, its like 8 bucks. You are going to end up paying a lot more if you don't end that trial membership.
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