I have State Farm.
Renters, do you have renters' insurance?
| Started By | Comment | ||
|---|---|---|---|
 Chairntay |
|||
|
Posts: 198 (06/01/2009 11:12 PM) |
|
||
|
Certainly Not Dcutie |
|||
|
Posts: 15710 (06/01/2009 11:14 PM) |
Best type insurance to own (if you rent). It's cheap and it's just as good as homeowners. -My opinion as a claims adjuster.
|
||
|
AgJess122 |
|||
|
Posts: 1287 (06/01/2009 11:20 PM) |
I have it and it is really cheap...Less than 100 for the year
|
||
|
OceanEyes302 |
|||
|
Posts: 7694 (06/01/2009 11:28 PM) |
I'm getting it when I "move" (get my name on my boyfriend's lease and change my address officially) and at the same time adding him and our
new car to my car insurance policy. My car insurance is going to go down over $20 a month!
|
||
|
YvonneT |
|||
|
Posts: 23141 (06/02/2009 12:19 AM)
|
I live in SF and I don't have it.
|
||
|
P5 Teacher RN |
|||
|
Posts: 15608 (06/02/2009 12:23 AM) |
Roomie and I should get this. Strange how it's never occurred to me before now.
|
||
|
kartd |
|||
|
Posts: 1056 (06/02/2009 12:30 AM) |
Chairntay wrote:So do I. Mine's $175 for a year (or something like that) but I have a lot of electronic stuff and I also live in a flood zone so mine's a little higher than a lot of people's. |
||
|
DifferentialDiagnosis |
|||
|
Posts: 1122 (06/02/2009 12:34 AM) |
No. How much are you insured for? Like if the whole apartment burns, how much do you get?
|
||
|
Sham99 |
|||
|
Posts: 21311 (06/02/2009 12:39 AM) |
Get it. I recommend it. It's mandatory for us. And our complex has a massive inferno last year.. luckily fire did not touch my apartment. I should have
made a claim on the food I had to throw out when we were not allowed to stay here for weeks. It's worth it.. becuase if something happens and it's your
fault, your neighbor's will make you pay for their damages.
|
||
|
IdDoJC100Ways |
|||
|
Posts: 26722 (06/02/2009 12:59 AM) |
DifferentialDiagnosis wrote:It depends on how much you think you'd need to replace things. We used to have $10K when we got married, upped it to 20K a few years later and then realized after all this time it'd be useless so it's at 50K now. As far as companies.....go to the company that holds your car insurance first. Most companies will give you a discount if you have both home/renters and then car insurance with them. |
||
|
KDal |
|||
|
Posts: 1089 (06/02/2009 1:06 AM) |
The insurance also covers if you have your own washer and dryer and somehow the washer floods the apartment. It can be used for crazy accidents and stuff like
that. It's never happened to me but since my mom was my agent, I think I have every type of insurance you can have. Her boss and co-workers make sure
I'm covered.
Mine is through State Farm and since I had "multiple" policies, my insurance cost went down. I need to up the coverage though since I've bought more furniture since I initially got it. |
||
|
OceanEyes302 |
|||
|
Posts: 7698 (06/02/2009 1:30 AM) |
Yeah its like my insurance company is going to pay ME to get renters insurance. My car insurance will go down a lot more than the actual cost of the renters
insurance.
|
||
|
Manda2119 |
|||
|
Posts: 34141 (06/02/2009 1:41 AM) |
Yes, you have to provide the renters insurance to my complex before you can finalize your lease. And frankly it paid off for a ton of people when one of the
complex's was completely lost to a fire late last year.
|
||
Quick Reply
