My renters' insurance policy is up for renewal. I'm wondering if I need it.
Renters, do you have renters' insurance?
| Started By | Comment | ||
|---|---|---|---|
 syncdafied |
Renters, do you have renters' insurance? |
Lead | |
|
Posts: 9385 (06/01/2009 9:24 PM) |
|
||
|
IdDoJC100Ways |
|||
|
Posts: 26717 (06/01/2009 9:25 PM) |
Absolutely. The landlord's insurance covers the structure, not the contents. If there's a fire you need to replace your own personal belongings.
|
||
 Showmeyoursoul |
|||
|
Posts: 45646 (06/01/2009 9:29 PM) TMI JJBer '08 |
No. I keep meaning to get it but I haven't yet. You really should get it though
|
||
|
KristinWasBanned |
|||
|
Posts: 1204 (06/01/2009 9:29 PM) |
Yes. You'd be crazy not to.
|
||
|
thedon03 |
|||
|
Posts: 13643 (06/01/2009 9:42 PM) |
Showmeyoursoul wrote:Same here. I keep postponing--i just prob. get to it. I've been renting for 4 yrs and I've never had it. Not smart, I know. |
||
|
shoebaby1 |
|||
|
Posts: 27185 (06/01/2009 9:43 PM) Most Dramatic JJBer '08
|
I do, its only 15 dollars a month. I would feel so stupid to not get it and something happens and its only 15 dollars a month.
|
||
|
Dr Sykosis |
|||
|
Posts: 42860 (06/01/2009 9:43 PM) JJB Therapist '04
|
It's required for a lease at my complex. I can't even renew my lease until I renew my renter's insurance policy!
I can't imagine anyone not having it. All it takes is one fire - and for nothing to be salvageable. I see fires in apartment complexes every day on the news. Scary shit! |
||
|
Wonderers |
|||
|
Posts: 1828 (06/01/2009 9:44 PM) |
I also keep meaning to get it and I keep putting it off.
My sister just lost EVERYTHING when her apartment caught fire two weeks ago. She had renter's insurance and after helping her with all of that I really need to stop putting it off on my end. Her renter's insurance pretty much saved her. |
||
|
syncdafied |
|||
|
Posts: 9388 (06/01/2009 9:47 PM) |
Those who have it, do you have a list of everything you own, pictures of the items, and how much their worth?
Because if that list goes up in the fire, then you're screwed aren't you? |
||
|
kariya the dog |
|||
|
Posts: 8717 (06/01/2009 9:52 PM) |
Yes.
My brother let his lapse once and then he came home to a smoke filled apartment (burnt wire in the electrical box). He went down and renewed it the next day. |
||
|
RandomA1 |
|||
|
Posts: 2567 (06/01/2009 9:54 PM) |
Nope I don't
 . My roommate got it but I never did. I should remember to do that.
|
||
|
adreayoung |
|||
|
Posts: 13339 (06/01/2009 9:54 PM) |
I just stick my important documents in a fire safe
|
||
|
Oh reallly |
|||
|
Posts: 2195 (06/01/2009 10:01 PM) |
I do. Hopefully you will never ever need to use it so it does seem like a waste of money but if you would by chance ever have to, I bet you would wish you
had it...There is a good saying "Better save than sorry" so to make things short..........YES
|
||
|
ShaiBrooklyn |
|||
|
Posts: 32853 (06/01/2009 10:04 PM)
|
We do! To many thefts in this area!
|
||
|
laurenshelton2 |
|||
|
Posts: 6194 (06/01/2009 10:08 PM) |
I currently do not but since I'm renewing my lease in August, I just submitted my info on Geico for a quote--$125. I think that's for the entire year,
though. I'm going to get it.
|
||
|
nerdnik |
|||
|
Posts: 15514 (06/01/2009 10:10 PM) |
My neighbours learned their lesson after they were broken into 2 weeks ago. It doesnèt cost a lot. Get it.
|
||
|
Chairntay |
|||
|
Posts: 197 (06/01/2009 11:03 PM) |
Yep definately. It only costs me about $10.00 a month, and if you get it thru the same company as your car insurance a lot of times you can qualify for a
discount.
|
||
|
Kippage |
|||
|
Posts: 5064 (06/01/2009 11:06 PM) |
Get it. I always had it until one certain apartment. Of course that one got ruined by a hurricane, had to be demolished, and I lost everything and went into
debt to replenish my belongings.
|
||
|
LauritaK |
|||
|
Posts: 56019 (06/01/2009 11:10 PM) Best Current Events
|
It's worth it. $18/month for full coverage, why not?
|
||
|
TR2119 |
|||
|
Posts: 11074 (06/01/2009 11:11 PM) |
When we rented, we had it.
|
||
|
IMJinnie |
|||
|
Posts: 394 (06/01/2009 11:11 PM) |
What company do renters recommend?
|
||
Quick Reply
