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Posts: 22798
08/29/2010 3:58 AM
celebtrashwhore wrote:Mistress Darcy wrote:I don't think age is so much an issue as needing to be realistic about money. You say you already have student loans and you would have to go "forever" to get a psych degree and Masters. Sometimes psych majors even with a Masters do not make much money per year. If you are going to be 100K+ in student loan debt and only going to earn 27K a year as a school counselor that may not be a choice you want to make. I know everyone always says sure go to more and more and more school screw money. In some cases, I agree. In other cases, I think you have to consider earning potential and total debt. If your finances are solid and you don't have that many student loans and you can work out a program where it won't cost you that much I say go for it.Isnt the OP in Europe? I dont know if she is going to be owing 100k after school. Maybe a Masters degree in her part of EU is enough to do what she wants to do whereas in the US you cant really do crap with a psych MA in many states.
Mistress Darcy wrote:I don't think age is so much an issue as needing to be realistic about money. You say you already have student loans and you would have to go "forever" to get a psych degree and Masters. Sometimes psych majors even with a Masters do not make much money per year. If you are going to be 100K+ in student loan debt and only going to earn 27K a year as a school counselor that may not be a choice you want to make. I know everyone always says sure go to more and more and more school screw money. In some cases, I agree. In other cases, I think you have to consider earning potential and total debt. If your finances are solid and you don't have that many student loans and you can work out a program where it won't cost you that much I say go for it.
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08/29/2010 4:00 AM
Lilla Bean wrote: 23 is not too old for anything!
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08/29/2010 5:18 AM
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08/29/2010 10:13 AM
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08/29/2010 10:18 AM
Best FanFic Writer '07
Lilla Bean wrote:23 is not too old for anything!
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08/29/2010 10:32 AM
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08/29/2010 12:22 PM
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08/29/2010 2:51 PM
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08/29/2010 2:56 PM
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08/29/2010 3:13 PM
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08/29/2010 3:16 PM
Ms Bon Jovi!!!!!!!!!!!!!!!!!!
Mistress Darcy wrote:celebtrashwhore wrote:Mistress Darcy wrote:I don't think age is so much an issue as needing to be realistic about money. You say you already have student loans and you would have to go "forever" to get a psych degree and Masters. Sometimes psych majors even with a Masters do not make much money per year. If you are going to be 100K+ in student loan debt and only going to earn 27K a year as a school counselor that may not be a choice you want to make. I know everyone always says sure go to more and more and more school screw money. In some cases, I agree. In other cases, I think you have to consider earning potential and total debt. If your finances are solid and you don't have that many student loans and you can work out a program where it won't cost you that much I say go for it.Isnt the OP in Europe? I dont know if she is going to be owing 100k after school. Maybe a Masters degree in her part of EU is enough to do what she wants to do whereas in the US you cant really do crap with a psych MA in many states. That is why I said she needs to consider her PERSONAL situation according to debt and future earning potential. She may decide that in her situation it is worth it even though she already has student loans and would take a long time to get a Masters. I think that is important for everyone to do rather than just throwing yourself into it without consideration. That may seem like common sense, but so many people never, ever think about it.
08/29/2010 3:19 PM
starryadora wrote:Think of getting a degree as being an investment in yourself. By going back to school and taking out these loans you are committing X number of years of your life to making money in your career field and paying back your student loans. College debt is considered "good debt" to have, but lately people are getting degrees in fields that they could spend the rest of their lives trying to pay back the debt. Look at the career field you are tying to break into. What are the job prospects like currently? Think about where you see yourself in the next 5 or even ten years. For example, if you are married and plan on having kids and staying home in the next handful of years, then I would say it's not worth it. Good luck! Lots to think about!
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08/29/2010 6:01 PM
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08/30/2010 3:01 AM
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08/30/2010 6:21 AM
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08/30/2010 12:24 PM
Hot Southernmess in a Dress
ripcurlgirl83 wrote:people are still getting an education in there 40's your lucky to have it figured out on your 20's
Posts: 6295
08/30/2010 4:56 PM
Why not go for a Clinical Psychology Ph.D.? I'm starting my 3rd year. Yes, it takes time to earn one, but I'm paid $26,000/year ($13,000 stipened + $8,000 fellowship + $5,000 summer research funding from my adviser's R01 grant) and don't have to pay tuition. Also given health insurance. That's the nice part of the program!
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08/30/2010 6:09 PM
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