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        <title>Mmk bank overdraft questions</title>
        <link>http://jjb.yuku.com/topic/529856/t/Mmk-bank-overdraft-questions.html</link>
        <description>
        <![CDATA[ My boyfriend spent money about two weeks ago (food, gas, a rent check). He had about $100 of spending money left for yesterday so he used about $30 of it. He
put in a $300 check today and the balance came up to be about $150. There apparently was about $150 of overdraft fees. All the overdrafts were from the stuff
he spent two weeks ago because they didn&#39;t go through on his card until today all at once. It just seems really fucking unfair that they&#39;re charging
him overdraft on things... ]]>
        </description>

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		<pubDate>Fri, 03 Jul 2009 00:17:10 GMT</pubDate>
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			<title><![CDATA[ Re: Mmk bank overdraft questions ]]></title>
			<link>http://jjb.yuku.com/reply/8370844/t/Mmk-bank-overdraft-questions.html#reply-8370844</link>
			<description><![CDATA[ <blockquote>
  <strong class="quote-title">DunderMifflinInc wrote:</strong>
  <hr>

  <blockquote>
    <strong class="quote-title">TheFightingBetta wrote:</strong>
    <hr>
    My new motto in life is if I don&#39;t have the money to pay in cash right then then I can&#39;t afford to buy it. It&#39;s been a little hard because I
    really want a new laptop but so far so good!
  </blockquote>That&#39;s always a smart way to live. We do the same, and pay our credit cards off each month.
  <br>... ]]></description>

			<!-- optional elements -->
			<author>feeds@yuku.com (Nneecolee)</author>
			<guid isPermaLink="true">http://jjb.yuku.com/sreply/8370844</guid>
			<pubDate>Fri, 03 Jul 2009 01:03:25 GMT</pubDate>
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			<title><![CDATA[ Re: Mmk bank overdraft questions ]]></title>
			<link>http://jjb.yuku.com/reply/8370814/t/Mmk-bank-overdraft-questions.html#reply-8370814</link>
			<description><![CDATA[ I agree. On another note I made mistakes earlier this year. When WAMU switched over to Chase it forced me to have a joint account for two cards and for some
reason they would not allow me to make payments on both cards, either one or the other would go through so for 3 months straight I was slapped $40 late fee.
Chase refused to remove them even though I made the payments because they said if they hadn&#39;t been received there was nothing they could do. I NEVER missed
a payment on either... ]]></description>

			<!-- optional elements -->
			<author>feeds@yuku.com (TheFightingBetta)</author>
			<guid isPermaLink="true">http://jjb.yuku.com/sreply/8370814</guid>
			<pubDate>Fri, 03 Jul 2009 00:57:40 GMT</pubDate>
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		<item>
			<title><![CDATA[ Re: Mmk bank overdraft questions ]]></title>
			<link>http://jjb.yuku.com/reply/8370788/t/Mmk-bank-overdraft-questions.html#reply-8370788</link>
			<description><![CDATA[ <blockquote>
  <strong class="quote-title">Anticipation19 wrote:</strong>
  <hr>
  My boyfriend spent money about two weeks ago (food, gas, a rent check). He had about $100 of spending money left for yesterday so he used about $30 of it. He
  put in a $300 check today and the balance came up to be about $150. There apparently was about $150 of overdraft fees. All the overdrafts were from the stuff
  he spent two weeks ago because they didn&#39;t go through on his card until today all at once.... ]]></description>

			<!-- optional elements -->
			<author>feeds@yuku.com (daisy bouquet)</author>
			<guid isPermaLink="true">http://jjb.yuku.com/sreply/8370788</guid>
			<pubDate>Fri, 03 Jul 2009 00:52:08 GMT</pubDate>
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		<item>
			<title><![CDATA[ Re: Mmk bank overdraft questions ]]></title>
			<link>http://jjb.yuku.com/reply/8370775/t/Mmk-bank-overdraft-questions.html#reply-8370775</link>
			<description><![CDATA[ I learned my lesson because I was a victim. The banker told me not to carry my debit card anymore. I just withdraw cash now so I know my limit!
<br>
<br>
Those motherfn banks make money off the poor people. The world is not fair. You just have to get around the system to prevent them from abusing you. ]]></description>

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			<author>feeds@yuku.com (Nneecolee)</author>
			<guid isPermaLink="true">http://jjb.yuku.com/sreply/8370775</guid>
			<pubDate>Fri, 03 Jul 2009 00:49:24 GMT</pubDate>
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			<title><![CDATA[ Re: Mmk bank overdraft questions ]]></title>
			<link>http://jjb.yuku.com/reply/8370768/t/Mmk-bank-overdraft-questions.html#reply-8370768</link>
			<description><![CDATA[ <blockquote>
  <strong class="quote-title">TheFightingBetta wrote:</strong>
  <hr>
  They can&#39;t overdraft you if you have the money in there. Whether it went through 2 weeks ago or today he should have had the amount of money he spent in
  there. That&#39;s just how it works and I wouldn&#39;t complain if it was his fault.
  <br>
  <br>
  The only time I see it worthy to complain is if it is something completely unexpected and unauthorized like once when I was going to the gym I paid for... ]]></description>

			<!-- optional elements -->
			<author>feeds@yuku.com (Irishlvr04)</author>
			<guid isPermaLink="true">http://jjb.yuku.com/sreply/8370768</guid>
			<pubDate>Fri, 03 Jul 2009 00:48:28 GMT</pubDate>
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			<title><![CDATA[ Re: Mmk bank overdraft questions ]]></title>
			<link>http://jjb.yuku.com/reply/8370765/t/Mmk-bank-overdraft-questions.html#reply-8370765</link>
			<description><![CDATA[ They can&#39;t overdraft you if you have the money in there. Whether it went through 2 weeks ago or today he should have had the amount of money he spent in
there. That&#39;s just how it works and I wouldn&#39;t complain if it was his fault.
<br>
<br>
The only time I see it worthy to complain is if it is something completely unexpected and unauthorized like once when I was going to the gym I paid for my
monthly fee through checking and I paid for half my personal training on credit card. My... ]]></description>

			<!-- optional elements -->
			<author>feeds@yuku.com (TheFightingBetta)</author>
			<guid isPermaLink="true">http://jjb.yuku.com/sreply/8370765</guid>
			<pubDate>Fri, 03 Jul 2009 00:46:47 GMT</pubDate>
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		<item>
			<title><![CDATA[ Re: Mmk bank overdraft questions ]]></title>
			<link>http://jjb.yuku.com/reply/8370761/t/Mmk-bank-overdraft-questions.html#reply-8370761</link>
			<description><![CDATA[ This was National City. Bank of America is what was doing the first thing I said though, transfering money from savings to checking that I didnt need or ask
for and then charging me for it. Its been like 50 bucks they have taken from me in the past 2 months ]]></description>

			<!-- optional elements -->
			<author>feeds@yuku.com (Irishlvr04)</author>
			<guid isPermaLink="true">http://jjb.yuku.com/sreply/8370761</guid>
			<pubDate>Fri, 03 Jul 2009 00:45:47 GMT</pubDate>
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			<title><![CDATA[ Re: Mmk bank overdraft questions ]]></title>
			<link>http://jjb.yuku.com/reply/8370748/t/Mmk-bank-overdraft-questions.html#reply-8370748</link>
			<description><![CDATA[ <blockquote>
  <strong class="quote-title">Irishlvr04 wrote:</strong>
  <hr>
  No it was something where you go over like 5 cents but they switch all your charges around to make you get multiple charges instead of just the 1. I never
  balanced my checking account when I was younger. I was 16 lol
</blockquote>
<br>
Bank of America was good at that. I&#39;d deposit $20 (within the time for it deposit right then, at a teller) I would then go say buy a small thing for
dinner. Then because I am... ]]></description>

			<!-- optional elements -->
			<author>feeds@yuku.com (Toast is good)</author>
			<guid isPermaLink="true">http://jjb.yuku.com/sreply/8370748</guid>
			<pubDate>Fri, 03 Jul 2009 00:43:35 GMT</pubDate>
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		<item>
			<title><![CDATA[ Re: Mmk bank overdraft questions ]]></title>
			<link>http://jjb.yuku.com/reply/8370727/t/Mmk-bank-overdraft-questions.html#reply-8370727</link>
			<description><![CDATA[ <blockquote>
  <strong class="quote-title">DunderMifflinInc wrote:</strong>
  <hr>

  <blockquote>
    <strong class="quote-title">Irishlvr04 wrote:</strong>
    <hr>
    I used to get sooo many overdrafts it was ridiculous
  </blockquote>Me too. In college, I would spend my rent money in overdraft fees. It was ridiculous, but funny now. <img src="http://static.yuku.com//domainskins/bypass/img/smileys/laugh.gif" alt="image">
  <br>
  <br>
</blockquote>exactly lol I kinda didnt think about how... ]]></description>

			<!-- optional elements -->
			<author>feeds@yuku.com (Irishlvr04)</author>
			<guid isPermaLink="true">http://jjb.yuku.com/sreply/8370727</guid>
			<pubDate>Fri, 03 Jul 2009 00:39:43 GMT</pubDate>
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		<item>
			<title><![CDATA[ Re: Mmk bank overdraft questions ]]></title>
			<link>http://jjb.yuku.com/reply/8370722/t/Mmk-bank-overdraft-questions.html#reply-8370722</link>
			<description><![CDATA[ No it was something where you go over like 5 cents but they switch all your charges around to make you get multiple charges instead of just the 1. I never
balanced my checking account when I was younger. I was 16 lol ]]></description>

			<!-- optional elements -->
			<author>feeds@yuku.com (Irishlvr04)</author>
			<guid isPermaLink="true">http://jjb.yuku.com/sreply/8370722</guid>
			<pubDate>Fri, 03 Jul 2009 00:38:51 GMT</pubDate>
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		<item>
			<title><![CDATA[ Re: Mmk bank overdraft questions ]]></title>
			<link>http://jjb.yuku.com/reply/8370719/t/Mmk-bank-overdraft-questions.html#reply-8370719</link>
			<description><![CDATA[ on an unrelated note this is why I never use my debit card, not even for atm stuff because I HATE wasting money like that ]]></description>

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			<author>feeds@yuku.com (freebus18)</author>
			<guid isPermaLink="true">http://jjb.yuku.com/sreply/8370719</guid>
			<pubDate>Fri, 03 Jul 2009 00:38:12 GMT</pubDate>
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		<item>
			<title><![CDATA[ Re: Mmk bank overdraft questions ]]></title>
			<link>http://jjb.yuku.com/reply/8370711/t/Mmk-bank-overdraft-questions.html#reply-8370711</link>
			<description><![CDATA[ <blockquote>
  <strong class="quote-title">Irishlvr04 wrote:</strong>
  <hr>
  a lot of times i noticed they would hold small charges until i ran out of money when I was younger. I used to get sooo many overdrafts it was ridiculous
</blockquote>
<br>
I don&#39;t understand.  Why do you keep spending money when you have so little in your account?  Like you didn&#39;t even have 69 cents in your account?
<br> ]]></description>

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			<author>feeds@yuku.com (AudaciousAudrey)</author>
			<guid isPermaLink="true">http://jjb.yuku.com/sreply/8370711</guid>
			<pubDate>Fri, 03 Jul 2009 00:36:48 GMT</pubDate>
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		<item>
			<title><![CDATA[ Re: Mmk bank overdraft questions ]]></title>
			<link>http://jjb.yuku.com/reply/8370705/t/Mmk-bank-overdraft-questions.html#reply-8370705</link>
			<description><![CDATA[ <blockquote>
  <strong class="quote-title">Toast is good wrote:</strong>
  <hr>
  It sucks, and I have been the victim of overdraft issues before. He still should have kept in his mind what had come out already. Maybe I am more anal about
  it, but I check and recheck because $35 for a $5 purchase kills me. He needs to write that stuff down and make SURE he knows.
</blockquote>I was charged 35 dollars for a 69 cent pack of mints once. I called and complained and the bank lady hung up on me... ]]></description>

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			<author>feeds@yuku.com (Irishlvr04)</author>
			<guid isPermaLink="true">http://jjb.yuku.com/sreply/8370705</guid>
			<pubDate>Fri, 03 Jul 2009 00:35:29 GMT</pubDate>
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		<item>
			<title><![CDATA[ Re: Mmk bank overdraft questions ]]></title>
			<link>http://jjb.yuku.com/reply/8370697/t/Mmk-bank-overdraft-questions.html#reply-8370697</link>
			<description><![CDATA[ a lot of times i noticed they would hold small charges until i ran out of money when I was younger. I used to get sooo many overdrafts it was ridiculous ]]></description>

			<!-- optional elements -->
			<author>feeds@yuku.com (Irishlvr04)</author>
			<guid isPermaLink="true">http://jjb.yuku.com/sreply/8370697</guid>
			<pubDate>Fri, 03 Jul 2009 00:34:35 GMT</pubDate>
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		<item>
			<title><![CDATA[ Re: Mmk bank overdraft questions ]]></title>
			<link>http://jjb.yuku.com/reply/8370695/t/Mmk-bank-overdraft-questions.html#reply-8370695</link>
			<description><![CDATA[ It sucks, and I have been the victim of overdraft issues before. He still should have kept in his mind what had come out already. Maybe I am more anal about
it, but I check and recheck because $35 for a $5 purchase kills me. He needs to write that stuff down and make SURE he knows. ]]></description>

			<!-- optional elements -->
			<author>feeds@yuku.com (Toast is good)</author>
			<guid isPermaLink="true">http://jjb.yuku.com/sreply/8370695</guid>
			<pubDate>Fri, 03 Jul 2009 00:34:01 GMT</pubDate>
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		<item>
			<title><![CDATA[ Re: Mmk bank overdraft questions ]]></title>
			<link>http://jjb.yuku.com/reply/8370692/t/Mmk-bank-overdraft-questions.html#reply-8370692</link>
			<description><![CDATA[ yeah those mfers all have the power to refund any fee for any reason, just be nice and if that doesn&#39;t work be sad and if that doesn&#39;t work get mad and
ask to close your account. ]]></description>

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			<author>feeds@yuku.com (freebus18)</author>
			<guid isPermaLink="true">http://jjb.yuku.com/sreply/8370692</guid>
			<pubDate>Fri, 03 Jul 2009 00:32:56 GMT</pubDate>
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		<item>
			<title><![CDATA[ Re: Mmk bank overdraft questions ]]></title>
			<link>http://jjb.yuku.com/reply/8370689/t/Mmk-bank-overdraft-questions.html#reply-8370689</link>
			<description><![CDATA[ I&#39;m confused- the stuff he paid for 2 weeks ago didn&#39;t come through until today? So shouldn&#39;t the money he had set aside for those things still be
in his account today? ]]></description>

			<!-- optional elements -->
			<author>feeds@yuku.com (DrtyPopMe)</author>
			<guid isPermaLink="true">http://jjb.yuku.com/sreply/8370689</guid>
			<pubDate>Fri, 03 Jul 2009 00:32:14 GMT</pubDate>
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		<item>
			<title><![CDATA[ Re: Mmk bank overdraft questions ]]></title>
			<link>http://jjb.yuku.com/reply/8370664/t/Mmk-bank-overdraft-questions.html#reply-8370664</link>
			<description><![CDATA[ Thats how they make their money. My bank was screwing me over because I keep just enough money in my checking for spending money for the week and its connected
to my savings account for overdraft protection. Well I had like 75 dollars in my checking and I got like 20 dollars on dinner and that was it. Well the bank
decided to transfer money into my checking from savings that I didnt even need to apparently protect me from an overdraft I wasnt going to get and charged me
for it ]]></description>

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			<author>feeds@yuku.com (Irishlvr04)</author>
			<guid isPermaLink="true">http://jjb.yuku.com/sreply/8370664</guid>
			<pubDate>Fri, 03 Jul 2009 00:28:35 GMT</pubDate>
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		<item>
			<title><![CDATA[ Re: Mmk bank overdraft questions ]]></title>
			<link>http://jjb.yuku.com/reply/8370611/t/Mmk-bank-overdraft-questions.html#reply-8370611</link>
			<description><![CDATA[ Probably not unless this is his first time but no matter when they took it out, the money should&#39;ve been in there. He should use a register and not just go
off his available balance if he&#39;s keeping it that low. ]]></description>

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			<author>feeds@yuku.com (Spamster)</author>
			<guid isPermaLink="true">http://jjb.yuku.com/sreply/8370611</guid>
			<pubDate>Fri, 03 Jul 2009 00:19:02 GMT</pubDate>
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			<title><![CDATA[ Re: Mmk bank overdraft questions ]]></title>
			<link>http://jjb.yuku.com/reply/8370610/t/Mmk-bank-overdraft-questions.html#reply-8370610</link>
			<description><![CDATA[ They might, if he&#39;s never had overdraft charges removed before. But he will have to ask to speak to a manager and they are probably going to give him a
nice little lecture about how a bank works. ]]></description>

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			<author>feeds@yuku.com (AudaciousAudrey)</author>
			<guid isPermaLink="true">http://jjb.yuku.com/sreply/8370610</guid>
			<pubDate>Fri, 03 Jul 2009 00:18:45 GMT</pubDate>
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		<item>
			<title><![CDATA[ Mmk bank overdraft questions ]]></title>
			<link>http://jjb.yuku.com/topic/529856/t/Mmk-bank-overdraft-questions.html</link>
			<description><![CDATA[ My boyfriend spent money about two weeks ago (food, gas, a rent check). He had about $100 of spending money left for yesterday so he used about $30 of it. He
put in a $300 check today and the balance came up to be about $150. There apparently was about $150 of overdraft fees. All the overdrafts were from the stuff
he spent two weeks ago because they didn&#39;t go through on his card until today all at once. It just seems really fucking unfair that they&#39;re charging
him overdraft on things... ]]></description>

			<!-- optional elements -->
			<author>feeds@yuku.com (Anticipation19)</author>
			<guid isPermaLink="true">http://jjb.yuku.com/topic/529856</guid>
			<pubDate>Fri, 03 Jul 2009 00:17:10 GMT</pubDate>
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